Merchant Cash Advance Relief

Drowning in daily MCA payments? See your relief options in 60 seconds.

We help business owners with one or several merchant cash advances explore payment restructuring, settlement programs, and attorney-backed relief. Free, confidential, and no impact on your credit.

$0 Upfront All 50 States Confidential No Obligation

Free 60-Second Check

Does your business currently have one or more merchant cash advances?

Question 1 of 5 · about 60 seconds

🔒 Confidential · No credit impact · $0 upfront

Our program is built for businesses with active cash advances. If your situation changes, we're here to help. Questions anyway? Text us at (617) 380-4794.

Sound familiar?

Every morning, the ACH hits before you've sold a thing.

Merchant cash advances — including newer "revenue-based financing" and "future receivables" agreements — pull payments daily or weekly whether the revenue is there or not. That pressure is exactly what relief programs are designed to address.

Daily or weekly drafts taking a big slice of revenue before payroll, rent, or suppliers get paid.

Stacked advances — a second or third advance taken just to keep up with the first.

High factor rates that can work out to triple-digit effective APRs on short terms.

Declined for normal financing because existing advances show on your bank statements.

How it works

From "how do I get out of this?" to a real plan.

60-second check

Answer a few questions about your advances, payments, and debt amount. Free, confidential, no credit pull.

Free strategy call

A business debt specialist reviews your situation — payment schedule, funders, revenue, and urgency.

Matched to the right path

Payment restructuring, a settlement program, or attorney-backed options. Every case is reviewed individually.

Who qualifies: operating U.S. businesses with $20,000+ in cash-advance or business debt. If that's not you yet, the check will tell you honestly.

Who this is for

Built for real operating businesses, not perfect ones.

Operating U.S. businesses with $20,000+ in cash-advance or business debt
One advance or several — current, behind, or already in collections
Every review is free and confidential; if it isn't a fit, you'll hear that honestly

See If You Qualify →

Real outcomes

Business owners who were exactly where you are.

Michael T.Restaurant Owner · Miami, FL

"I had 4 MCAs taking $3,200 a day from my account. They got me emergency relief within 48 hours and cut my payments by 75%."

$3,200/dayBefore

−75%Payment cut

4Funders

David R.General Contractor · Atlanta, GA

"I was two weeks from shutting down. They stopped the MCA withdrawals fast and settled for 60 cents on the dollar. Saved my business and my crew's jobs."

2 weeksFrom closing

60¢/$1Settled at

KeptHis crew

Lisa M.Salon & Spa Owner · Chicago, IL

"I was embarrassed to tell anyone how bad it had gotten. They restructured $85K and I'm finally paying biweekly instead of every day."

$85KRestructured

BiweeklyWas daily

OpenStill today

Individual results shared by verified clients of our partner providers. Results vary and are not guaranteed — outcomes depend on debt size, funder cooperation, business status, and case specifics.

A+ Rated

★★★★★4.9 Stars

9001 Certified

Trusted by3,100+ businesses

Common questions

What business owners ask before they submit.

Will this hurt my credit?

Checking your options has no impact on your credit. MCAs are business obligations — the review looks at your agreements and cash flow, not your personal credit score.

Can MCA payments really be reduced?

Often, yes — but it depends on your agreements, funders, payment status, and revenue. No legitimate provider should promise a specific reduction before reviewing your case. That's why the review comes first, free.

Is this bankruptcy?

No. Restructuring and settlement programs are alternatives many owners explore specifically to avoid bankruptcy. If bankruptcy were ever the right path, that advice must come from a licensed attorney.

What does it cost?

The qualification check and strategy call are free with no obligation. If you enroll with a provider, their fees are explained clearly before you commit to anything.

Are you a law firm or lender?

No. Business Debt Relief Pros is a marketing and lead generation company. We connect business owners with independent relief providers and specialists — including attorney-backed programs — matched to your situation.